Your opportunity

At Charles Schwab, our purpose is simple: we champion client's goals with passion and integrity. Guided by honesty, mutual respect and a commitment to doing what's right, we bring innovation, education, and service together to help shape financial futures. Our people are the foundation of our success - they approach their work with curiosity and collaboration, coming together to create solutions that make a meaningful impact for clients and communities. As we expand into India, we are bringing this same culture of inclusion, learning, and opportunity to new talent. Joining us means becoming part of a global team where your work matters and your future can take shape.

Our Hyderabad location is central to Schwab's growth, bringing together talented people and technology to drive innovation, scale and efficiency. Here, you will work alongside teams who create solutions that support millions of clients every day. The work you do is more than daily operations - it's a chance to experiment, learn, and build within a values-driven, supportive environment. This is a unique opportunity to be part of our early growth phase and shape something new, backed by the stability and strength of a Fortune 500 company. Your impact begins on day one, and your contributions will help define our future in the region.

We are looking for a Software Engineer that will build and enhance our tech stack to support Charles Schwab Bank's Lending products across both Home Mortgages and Securities-based Lending such as our flagship 'Pledged Asset Line' product. This role will immerse themselves in our tech stack (Java-Spring Boot) while harnessing GitHub CoPilot to drive 'forward thinking' ways of building software. Our Bank Technology team (Lending) oversees complex integration across SaaS providers and our core Lending platforms (System of record) for both Loan Origination and Servicing use cases. You'll support product offerings that provide liquidity to clients with a diverse range of asset classes held at Schwab. If you're looking to bring your expertise to a firm that will provide consistent challenges, promoting development and ownership of your career, this is the role for you.

• Design, develop, and deliver solutions as part of an Agile Scrum team. This will be a technical lead role and you will be guiding local teams
• Leverage understanding of software development principles and practices to help mentor and coach junior team members
• Support and triage issues and participate in production support to help develop resilient and secure systems to prevent issues that impact on our clients
• Collaborate with product owners and business stakeholders to define strategy and scope of software requirements (decompose stories, design features, and prioritize tasks)
• Delivering new concepts and features, working alongside development peers in an agile environment
• Utilize automated software test tools and frameworks such as test-driven development to achieve the highest quality in software delivery

What you have Required Qualifications

• Master's degree in information technology, Computer Science, related degree, OR related practical experience
• 8+ years of experience in actively developing large scale software using: Java, Spring and spring boot framework, Spring Cloud Dataflow and other cloud frameworks, and REST API's supporting high volume transactions in a highly available environment
• 6+ years of experience working with containers and microservices in the cloud
• 6+ years of experience in cloud deployment in a continuous integration, and continuous delivery model (CI/CD), technologies like GitHub, Bamboo, GitLab
• 6+ years' experience implementing automated unit tests, acceptance tests and integration tests following industry best practices
• 6+ years' experience working with databases like MongoDB, Aerospike, and/or PostgreSQL/DB2
• 4+ years' experience building messaging applications using messaging technologies (Rabbit MQ, Kafka, or equivalent)
• 4+ years of experience with authentication protocols like OAuth and SAML
• 4+ years of experience in authoring and maintaining integration layers with vendor systems that act as banking and move money cores
• Strong written, verbal, and interpersonal skills with the demonstrable ability to communicate effectively at all levels
• Demonstrated ability in solution discovery and crafting a design based in engineering principles
• Track record of pursuing and maintaining high quality while delivering on tight schedules
• Collaborative mindset coupled with a bias for action to effectively engage with all areas of the business including Product Management, Architects, SRE, and adjacent teams, etc
• Ability to work collaboratively with internal and external stakeholders including offshore teams and manage offshore development activities
• Ability to effectively engage subject matter experts and understand technical topics
• Demonstrated ability to disagree, argue your case with data, and commit to deliver regardless of the outcome of the disagreement
• Ability to analyze and solve problems creatively
• Track record of mentoring and coaching resulting in a stronger organization

Preferred Qualifications:

• 3+ years of experience with Pivotal Cloud Foundry (PCF), or AWS or GCP
• 2+ years Prior experience in IT Transformations and system modernization initiatives from legacy to distributed platforms, i.e., Mainframe Cobol apps/DB2 to Java apps/SQL or MongoDB
• Experience implementing batch applications using Spring framework using Control-M scheduler
• Familiarity with Banking and Move Money cores such as FIS Profile, Fi Serv Enterprise Payments Platform
• Proficient in developing Visio diagrams, architectural and design documentations, functional and technical specifications, automated test process
• Willingness to learn all aspects of tech stack and documentation
• Ability to research and document production and test environments along with architecture and design work
• Knowledge of Agile methodology and experience in an Agile working environment
• Experience with the Atlassian tool stack (JIRA and Confluence)

What's in it for you

At Schwab India, you're empowered to shape your future. We support your growth through meaningful work, continuous learning, and a culture rooted in trust and collaboration - so you can build the skills to make a lasting impact. Our benefits are designed to care for your wellbeing, your family, and your long-term financial security.

Our base benefits, wellbeing, and total rewards include:

• Competitive compensation and retirement programs including Employee Provident Fund (EPF), Gratuity, and optional National Pension System (NPS) contributions
• Robust Paid Time Off, including annual/privilege leave, sick and casual leave, public holidays, maternity/paternity leave, and more
• Education assistance for continued learning to help you grow
• Comprehensive medical insurance with Outpatient Department (OPD) services, including vaccination, pharmacy, dental, and vision coverage
• Annual reimbursement for health check-ups and mental health support through our Employee Assistance Program (EAP)
• Childcare (creche) reimbursement for eligible employees
• Transportation and meal benefits that support your day-to-day work
• Group life, personal accident, and critical illness insurance