Pay range:

USD $103,500.00 - $200,000.00 / Year

Your opportunity

At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

• The Senior Business Systems Analyst
• Liquidity Reporting Systems plays a critical role in supporting Schwab's regulatory liquidity reporting, analytics and risk management capabilities. This role partners closely with Treasury, Risk, Finance, Technology, and Data teams to analyze, design, and deliver scalable data-driven and technology-enabled solutions that support firm-wide liquidity analytics and regulatory submissions.

The role focuses on business analysis and systems enablement for liquidity reporting platforms supporting key regulatory frameworks such as FR 2052a, Liquidity Coverage Ratio (LCR), and Net Stable Funding Ratio (NSFR). The ideal candidate brings strong domain knowledge in financial data, hands-on experience working with large-scale data systems, and a deep appreciation for data governance and control expectations in a regulated environment.

What you have Required Skills

• Strong experience as a Business Systems Analyst or similar role supporting financial, risk, or regulatory data systems.
• Solid understanding of financial data structures, data flows, and enterprise data platforms within large financial institutions.
• Demonstrated experience with transaction testing, data validation, and conformance testing in a regulated environment.
• Strong SQL skills, with experience querying large datasets to perform reconciliations, trace transactions, and investigate data issues.
• Familiarity with data governance concepts, including data quality controls, lineage, issue management, and documentation.
• Ability to translate complex regulatory and business concepts into clear, actionable functional and technical requirements.
• Strong analytical, problem-solving, and communication skills, with the ability to engage both business and technical partners.
• Familiarity with data warehousing, reporting tools, and modern data ecosystems (e.g., relational databases, analytical platforms).
• Ability to work in a fast paced, agile, ambiguous environment

Preferred / Nice-to-Have Skills

• Working knowledge of FR 2052a, Liquidity Coverage Ratio (LCR), and Net Stable Funding Ratio (NSFR).
• Experience supporting Treasury, Liquidity Risk, or Regulatory Reporting functions.
• Experience working with audit, regulatory exams, or internal model/risk governance processes.

Education & Experience

• Bachelor's degree in Finance, Accounting, Economics, Information Systems, or a related field, or equivalent practical experience.
• 7+ years of experience in business analysis, systems analysis, or financial systems and data support roles.
• Prior experience in financial services, banking, or capital markets strongly preferred.

What you'll do: Business Analysis

• Partner with Treasury, Risk, Finance, and Regulatory Reporting stakeholders to gather, analyze, and document business requirements related to liquidity reporting and data consumption.
• Translate regulatory and business needs (e.g., FR 2052a, LCR, NSFR) into clear functional requirements, data definitions, source-to-target mappings, and system use cases.
• Develop and support business process flows, data lineage documentation, and functional specifications for liquidity reporting systems.

Liquidity & Regulatory Reporting Enablement

• Support systems and data pipelines used for daily, monthly, and ad-hoc liquidity reporting.
• Ensure accurate sourcing, transformation, and aggregation of finance and risk data across multiple upstream systems and data platforms.
• Assist with enhancements and ongoing support of liquidity metrics, stress reporting, and regulatory submissions.

Data & Technology Partnership

• Collaborate closely with technology, data engineering, and platform teams on system design, data models, interfaces, and reporting solutions.
• Use SQL and data analysis techniques to validate data, perform reconciliations, investigate anomalies, and support issue resolution.
• Validate system outputs through data analysis, controls, and exception monitoring to ensure data accuracy, completeness, and consistency.
• Support testing activities including system integration testing (SIT), user acceptance testing (UAT), and post-implementation validation.

Risk Management & Controls

• Support strong data governance, documentation, and control practices aligned with regulatory expectations.
• Identify data quality issues, perform root cause analysis, and partner with technology and data teams to drive remediation.
• Contribute to audit, regulatory, and model risk management inquiries related to liquidity reporting systems and data.

Continuous Improvement

• Identify opportunities to improve efficiency, automation, scalability, and data transparency of liquidity reporting processes.
• Stay current on evolving regulatory guidance, data standards, and industry best practices related to liquidity risk and reporting.

What You Bring to Schwab

• A collaborative mindset and ability to partner across business, data, and technology teams.
• Strong attention to detail and a clear sense of ownership for data quality and reporting accuracy.
• Comfort working in a fast-paced, highly regulated environment with evolving regulatory and technology requirements.
• Commitment to Schwab's purpose of helping clients achieve a better financial future.

In addition to the salary range, this position is also eligible for bonus or incentive opportunities.

What's in it for you

At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance