Yield-Bearing Balance Product Manager - Global Payment

Team Introduction
The Global Payment team of Byte Dance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on Byte Dance platforms including Tik Tok.

In line with the globalization strategy and vision of the company, the Global Payment team builds a platform to provide cross-border payment solutions for all Byte Dance's products and services, that are growing rapidly worldwide. This is an exciting opportunity to make an impact on global scale across all Byte Dance's business use cases.

Responsibilities:

• Develop user-centric yield-bearing balance products covering user journey design and user growth initiatives to fuel global ecosystem expansion and serve worldwide users.
• Conduct market research and competitive analysis across target regions, iteratively optimize product experience and enrich functional architecture & product value based on market insights.
• Drive ongoing product optimization based on troubleshooting, user feedback and KPI tracking to boost user acquisition and retention; identify industry trends and functional upgrade opportunities to strengthen long-term product competitiveness.
• Evaluate the alignment between business requirements and existing product baseline, upgrade product architecture and design to guarantee high stability, performance and operational reliability.
• Collaborate with cross-functional teams to streamline requirement management workflow and improve end-to-end delivery efficiency.

Requirements:

Minimum Qualifications:

• Minimum 3 years of fintech product experience with solid commercial acumen and proven track record in fintech product development.
• Prior experience or domain expertise in wealth management & investment products is preferred.
• Hands-on experience managing full lifecycle of C-end products, including user research, requirement gathering & analysis, PRD drafting, data analysis and post-launch operation; detail-oriented with strong user empathy and passion for building customer-focused products.
• Excellent logical & structured thinking alongside robust abstraction & summarization capabilities; comfortable with ambiguity and rapid changes in a fast-paced environment, self-motivated and a strong team player.
• Proficient in English or Chinese for global cross-border collaboration (fluency in written and spoken Chinese is needed to manage stakeholders in China market).