Vice President, Credit Risk Review

At BNY, our culture allows us to run our company better and enables employees’ growth and success. As a leading global financial services company at the heart of the global financial system, we influence nearly 20% of the world’s investible assets. Every day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide.

Recognized as a top destination for innovators, BNY is where bold ideas meet advanced technology and exceptional talent. Together, we power the future of finance – and this is what #Life AtBNY is all about. Join us and be part of something extraordinary.

We’re seeking a future team member for the role of Vice President to join our Credit Risk Review team. This role is located in New York City

In this role, you’ll make an impact in the following ways:

• Help deliver CRR’s mandate. As an independent assurance function within our 2nd Line of Defense, Credit Risk Review (CRR) provides assessment and assurance on the quality of BNY’s credit exposures, quality of credit evaluation and approval, accuracy of credit ratings, and the degree of adherence to BNY’s credit risk policies, standards, procedures and risk appetite.

• Help exercise CRR’s authority. CRR holds override authority on Credit decisions including risk ratings, and the authority to raise issues and track their remediation to completion. CRR also provides assurance to external examiners and regulatory authorities whether our credit assessment process complies with regulatory guidelines.

• Lead and participate in comprehensive credit risk reviews of various lending portfolios to provide an independent assessment of the Bank’s quality of credit exposure and the degree of adherence to risk policies, procedures and guidelines.

• Perform detailed independent credit analysis which includes financial statement analysis, ratio analysis and cash flow analysis on the borrowers within the lending portfolio under review.

• Ensure that individual credits are appropriately underwritten, properly risk rated and adhere to the Company’s risk policy.

• Ensure an appropriate assessment of credit risk through early identification of issues, problems and exceptions regarding credit, as well as industry and geographic risk assessments to support early detection of credit and/or portfolio deterioration.

• Lead or participate in opening meetings, closing meetings and communicates any issues to the Head of Credit Risk Review, senior management and the credit risk team of the lending portfolio under review.

• Keep current with federal and state regulations/guidelines pertaining to the lending function that may impact the Company’s lending portfolio.

• Participates in CRR continuous monitoring, regulatory requests and other independent third- party requests, any other projects assigned by CRR management.

• Demonstrate leadership through project management and execution, analytical sharpness and intellectual curiosity, training of less experienced peers.

To be successful in this role, we’re seeking the following:

• Bachelor's degree in accounting or finance or other related field; MBA, CPA, CFA or related certifications preferred.

• 7-10 years relevant experience in credit risk review, credit risk or a relevant specialty. Credit officer experience and track-record of holding material individual credit authority is preferred. Experience in a major financial institution is preferred, primarily in the US, but international experience may also add value.

• Completion of a credit training program preferred.

• Additional core skill requirements include in depth credit analysis and knowledge of various lending portfolios. Thorough knowledge of various lending products.

• Specific areas of technical expertise preferred are: (1) Private Banking lending products and practices, (2) real estate lending, (3) financial institutions and (4) counterparty credit risk.

• Confidence, strong negotiation, oral and written communication skills. Pragmatic and commercial approach.

• Ability to work collaboratively and productively with various internal and external stakeholders.

At BNY, our culture speaks for itself, check out the latest BNY news at:

BNY Newsroom

BNY LinkedIn

Here’s a few of our recent awards:

• America’s Most Innovative Companies, Fortune, 2025

• World’s Most Admired Companies, Fortune 2025

• “Most Just Companies”, Just Capital and CNBC, 2025

Our Benefits and Rewards:

BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life’s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.

• BNY is an Equal Employment Opportunity/Affirmative Action Employer
• Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.

BNY assesses market data to ensure a competitive compensation package for our employees. The base salary for this position is expected to be between $83,000 and $165,000 per year at the commencement of employment. However, base salary if hired will be determined on an individualized basis, including as to experience and market location, and is only part of the BNY total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, short and long-term incentive packages, and company- sponsored benefit programs.