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Apple's Finance organization drives value for both the company and its shareholders, and Corporate FP&A is at the center of that work. As a Financial Analyst on the Balance Sheet and Cash Flow team, you will help build and refine the forecasts that support executive decision-making. You will partner across Apple to improve forecasting approaches, strengthen key assumptions, and deepen insight into the drivers of cash flow and balance sheet performance.

This role is ideal for a strong analytical thinker who can connect detailed financial data to broader business outcomes. We will teach the domain-specific context. You bring technical capability, intellectual curiosity, and sound judgment.

Description:

Apple Finance has an opening for a Financial Analyst on the Corporate FP&A Balance Sheet and Cash Flow team, one of the most visible teams in the organization. The team is responsible for producing Apple's monthly cash flow and balance sheet forecast. We consolidate inputs from functions across the company while also developing key assumptions ourselves, particularly around working capital and select balance sheet line items. A core part of the role is translating Profit & Loss performance into balance sheet and cash flow impacts, helping leadership understand the financial health of the business. We are looking for a candidate with strong analytical and problem-solving skills, excellent attention to detail, and the ability to communicate clearly to senior audiences. Deep prior experience in cash flow or balance sheet forecasting is not required. What matters most is a strong technical foundation, curiosity, and the ability to turn data into insight.","responsibilities":"Develop and analyze forecasts for senior leadership, explaining the business drivers behind key movements

Assess how macroeconomic trends and business performance impact Apple's balance sheet and cash flow

Build and refine assumptions related to working capital and other balance sheet line items

Translate P&L changes into meaningful balance sheet and cash flow implications

Partner cross-functionally to gather inputs and improve forecasting processes

Present analysis to leadership, translating complex financial information into clear, actionable insights

Identify opportunities to improve team processes and operating efficiency

Use tools such as Excel, Tableau, Python, and SQL to improve analytical efficiency and forecast accuracy

Preferred Qualifications:

Strong analytical and problem-solving skills, with the ability to synthesize complex data into clear conclusions

Exceptional attention to detail and a track record of high-quality execution

Advanced Excel skills and experience working with large datasets and financial models

Experience with Tableau or similar data visualization tools

Familiarity with Python and/or SQL

Strong communication and interpersonal skills, including the ability to present to senior audiences

Intellectual curiosity, sound judgment, and a willingness to learn new financial domains

Minimum Qualifications:

3+ years of experience in finance, forecasting, planning, or analytical roles

BS or BA in Business, Economics, Finance, Accounting, or a related quantitative field, or equivalent practical experience

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant .

Pay & Benefits:

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $110,500 and $166,100, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits.

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.