Senior Underwriter Property Lines

Who we are

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Get to know the business

General Insurance is a leading provider of insurance products and services for commercial and personal insurance customers. It includes one of the world’s most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.

About the role

What you need to know:

Financial:

· Meet individual underwriting expectations to help team achieve budgeted financial objectives.

Business Process:

· Underwrite within agreed decision making standards, limitations, and underwriting authority;

· Assess desirability of risk through analysis of broker submission, NAT CAT modelling and survey reports (as required)); regular contact with broker; thorough review of proposal; and review of claims history and general company information;

· Use designated Underwriting system(s) to streamline underwriting and information- tracking approach across Profit Centre. Input required data consistently and accurately;

· Provide accurate monthly Management information including, but not limited to, submissions, bind rate, average premium, and total premium as required

Customer and Sales:

· Provide excellent service to brokers through consistent, timely, and proactive approach to underwriting;

· Exhibit sales orientated behaviours, defined by Management as: motivated, tenacious, focused, technically skilled, proactive, and accountable;

· Generate new business by expanding broker network, attending broker events, and building new relationships across the market;

· Provide training to brokers on property products as required either on one – to – one basis or as group presentation;

· Provide support to broker by attending client meetings or providing client presentations as required;

· Work with Property leader to execute sales plan in identification of brokers and products to target

· Take responsibility for meeting individual new business targets set by Property Leader

· Take responsibility for individual allocation of renewals.

People:

· Liaise with Commercial Operations Team as policy and/or booking issues arise;

· Work with the underwriters within the team to help build their knowledge in order to grow and develop;

· Build relationships with brokers by attending and organising regular broker events;

· Ensure all brokers and clients are treated fairly;

· Ensure customer-centric approach.

Reporting/Compliance/Technical:

· Progress towards achieving minimum competency level as required and within the necessary timeframe;

· Gain an understanding of relevant policy coverage, any minimum terms and conditions applicable, insurance program structures, risk management etc.;

· Conduct peer reviews as required;

· Ensure compliance with key regulatory and risk management responsibilities.

What we’re looking for:

· Property Underwriting experience or Property lines insurance broking is essential; other relevant professional experience may substitute for underwriting experience;

· Strong communication skills;

· Strong interpersonal skills and team-spirited approach;

· Time management - ability to handle multiple priorities, organise work and meet deadlines;

· Strong analytical and technical skills;

· Ability to network and build relationships;

· Attention to Detail

· Organizational skill

· Customer and sales focused;

· Tenacious, motivated, proactive.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.

Functional Area:

UW - Underwriting:

AIG Europe S.A. (Ireland branch)