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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

About the Role

We’re hiring a Principal Product Manager to lead the strategy, execution, and evolution of our stablecoin and crypto platform products.

In this role, you will own the systems that power issuance, custody, movement, and settlement of regulated, asset-backed digital currencies. You’ll be responsible for defining and executing So Fi's stablecoin strategy across both blockchain and traditional financial rails, with a strong focus on accuracy, resilience, and regulatory alignment.

This is a senior individual contributor role for a product leader who thrives at the intersection of financial infrastructure, distributed systems, and regulatory requirements. You will work deeply with engineering to shape architecture and long-term technical investments, while partnering closely with compliance, legal, risk, and security to ensure our stablecoin capabilities meet the highest standards of safety, transparency, and control.

Stablecoin product experience is required.

Responsibilities

• Own the product vision, roadmap, and execution for stablecoin issuance and lifecycle management, including minting, burning, redemption, and supply governance.

• Define and deliver on-chain and off-chain settlement systems that enable reliable, high-throughput movement of digital dollars across blockchain and traditional financial rails.

• Partner closely with engineering to drive core architectural decisions and guide long-term infrastructure investments.

• Engage with risk, compliance, and security teams to align platform capabilities with regulatory requirements (e.g., KYC/AML, travel rule).

• Collaborate with internal crypto product teams to ensure platform solutions unlock new product opportunities.

• Design funds-flow controls, transaction limits, and circuit breakers to support safe operation under normal and stressed conditions.

• Define success metrics and rigorously measure performance, efficiency, and system health.

• Lead complex build-vs-buy evaluations, including vendor assessments for custody and blockchain infrastructure.

• Stay current with emerging crypto technologies, protocols, custody models, and regulatory changes that may impact platform strategy.

Minimum Qualifications

• 10+ years of product management experience, with significant ownership of complex financial or infrastructure products operating at scale.

• Proven track record launching, or operating stablecoins or asset-backed digital currencies, including hands-on involvement in issuance, redemption, or on-chain value transfer.

• Strong technical fluency across distributed systems, APIs, and blockchain-based transaction flows, with the ability to engage deeply in architecture and design discussions with engineering.

• Experience defining and managing mint/burn controls, funds-flow rules, transaction limits, and operational safeguards for digital money products.

• Experience partnering with engineering to navigate architecture decisions and technical trade-offs.

• Demonstrated ability to balance long-term platform investments with near-term delivery needs.

• Strong cross-functional collaboration skills, particularly with engineering, security, compliance, legal, and analytics.

• Strong judgment balancing regulatory rigor, system reliability, and product velocity in ambiguous and high-stakes environments.

• Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders.

Preferred Qualifications

• Relevant experience around launching/operating a Stablecoin, 3rd party integrations with custodians, liquidity providers, trade aggregators, knowledge of both retail and institutional trading, knowledge of secured lending.

• Experience with crypto infrastructure products such as custody, wallets, or blockchain nodes.

• Familiarity with crypto-specific regulatory frameworks (KYC/AML, custody rules, travel rule).

• Background working in fintech, payments infrastructure, or digital asset companies.

• Passionate about leveraging crypto and De Fi technologies to modernize and expand the capabilities of traditional finance.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at So Fi page!
So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
So Fi is committed to an inclusive culture. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.