About Us

At Mastercard, we're powering economies and empowering people, building ​ a sustainable economy where everyone prospers.

Size: 10000+ employees
Industry: Consulting, Financial Services, Technology, Fintech

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Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Software Engineer II (ABU)

Who is Mastercard?

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere, by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation, and delivers better business results.

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About the Role The ABU team enables issuers and acquirers to securely communicate account changes for credential-on-file and recurring payments to merchants-increasing approval rates for card-not-present transactions, improving customer satisfaction, and reducing customer service demand. We're continuously making our services faster, more reliable, and scalable to meet emerging on-soil regulations and rising global demand.

Our vision: Consumers never have to think about where their payment credentials are stored.

Our value proposition: Reduce preventable declines and ensure a seamless cardholder experience when credential-on-file data changes.We are modernizing the ABU platform and seeking strong, innovative Software Engineers with experience in domain-driven design. We're looking for individuals who can bring fresh perspectives, enjoy solving complex problems, and thrive in a dynamic, team-oriented environment. If you're passionate about building great software and ready to grow your career, we'd love to hear from you.

• Role• Hands-on developer who writes high quality, secure code that is modular, functional and testable.

• Create or introduce, test, and deploy new technology to optimize the service.

• Manage individual project priorities, deadlines, and deliverables.

• Actively participate in agile ceremonies including daily scrum, story pointing, story elaboration, and retrospectives.

• Ensure adherence to established quality control practices and software development processes.

• Collaborate across teams with exceptional peers who are passionate about what they do.

• All About You• Solid technical foundation with a degree in Computer Science or related field, preferred.

• Proficiency with advanced object-oriented programming.

• Hands-on developer who writes high quality, secure code that is modular, functional and testable.

• Experience with RESTful APIs and JSON/SOAP based APIs with Java preferred.

• Experience with Spring, Spring boot and microservice architecture.

• Passion for solving varied and complex real-world problems.

• Knowledge of cloud native development such as Pivotal Cloud Foundry (PCF), AWS, etc.

• Strong communication skills - both verbal and written - and strong relationship, collaboration skills.

• Spring Boot, Git, and CI/CD experience such as Jenkins preferred.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility:

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Pay Ranges

O'Fallon, Missouri: $92,000 - $147,000 USD

Client-provided location(s): O'Fallon, MO

Job ID: Mastercard-22331_R-253199

Employment Type: OTHER

Posted: 2025-08-30T19:17:09
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Perks and Benefits

Health and Wellness

• Health Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Short-Term Disability
• Long-Term Disability
• FSA
• FSA With Employer Contribution
• HSA
• HSA With Employer Contribution
• Fitness Subsidies
• On-Site Gym
• Pet Insurance
• Mental Health Benefits
• Virtual Fitness Classes
• Health Reimbursement Account

Parental Benefits

• Birth Parent or Maternity Leave
• Non-Birth Parent or Paternity Leave
• Fertility Benefits
• Adoption Assistance Program
• Family Support Resources
• On-site/Nearby Childcare
• Adoption Leave

Work Flexibility

• Flexible Work Hours
• Remote Work Opportunities
• Hybrid Work Opportunities

Office Life and Perks

• Commuter Benefits Program
• Casual Dress
• Happy Hours
• Snacks
• Company Outings
• On-Site Cafeteria
• Holiday Events
• Some Meals Provided

Vacation and Time Off

• Paid Vacation
• Paid Holidays
• Personal/Sick Days
• Leave of Absence
• Volunteer Time Off

Financial and Retirement

• 401(K) With Company Matching
• Performance Bonus
• Relocation Assistance
• Financial Counseling
• Stock Purchase Program
• 401(K)
• Company Equity

Professional Development

• Tuition Reimbursement
• Promote From Within
• Mentor Program
• Access to Online Courses
• Lunch and Learns
• Internship Program
• Work Visa Sponsorship
• Leadership Training Program
• Associate or Rotational Training Program
• Shadowing Opportunities

Diversity and Inclusion

Employee Resource Groups (ERG)

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