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Associate Product Specialist, Launch Program 2026 - United States

Mastercard

Associate Product Specialist, Launch Program 2026 - United States

Mastercard

O'Fallon, MO

·

On-site

·

Full-time

·

1mo ago

Benefits & Perks

Flexible work arrangements

Parental leave

Generous paid time off and holidays

Team events and activities

401(k) matching

Flexible Hours

Parental Leave

Required Skills

PostgreSQL

Python

React

About Us

At Mastercard, we're powering economies and empowering people, building ​ a sustainable economy where everyone prospers.

Size: 10000+ employees
Industry: Consulting, Financial Services, Technology, Fintech

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Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Associate Product Specialist, Launch Program 2026 - United States

Who is Mastercard?

At Mastercard, we're powering economies and empowering people, building a sustainable economy where everyone prospers. Our Product teams transform bold ideas into innovative solutions that address complex global challenges-ranging from digital currency and cybersecurity to financial inclusion. They develop strategies that not only meet business goals but also anticipate customer needs, all while driving positive social impact. Through collaboration, continuous learning, and a commitment to building a more inclusive and sustainable world, our Product professionals are redefining how people and businesses interact with payments globally.

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Make an impact as an Associate Product Specialist As an Associate Product Specialist, you will have the chance to learn how to develop business cases for new product opportunities, develop scalable customer-centric products, and see those projects through to go-to-market. When joining one of our highly collaborative product teams, you will have the opportunity to build and manage great products. We are looking for passionate and talented professionals, who share our vision for developing scalable customer-centric products with agility and excellence.In this role, you will also participate in the Mastercard Launch program, an 18-month program aimed at entry level talent, to help you develop skills and gain cross-functional work experience. Launch participants will be assigned to a business unit where you will learn, develop new skills, and gain valuable on the job experience.As an Associate Product Specialist, you may:Manage and own tasks across the product life cycle Assist in establishing and monitoring progress against key milestones in the development and implementation process Work with various product lines and technologies Provide competitive landscape, trends, consumer insights, research and end-to-end program analytics Engage with the business and engineering teams to track progress and identify dependencies and risks Contribute to inspiring product visions, derived from market and customer needs, and evolving technology trends Identify and measure product and business metrics to increase adoption and understand customers' ongoing needs Conduct iterative experiments to identify and prioritize key features for inclusion with product releases and product roadmap Develop presentations to be used in sales/partnership meetings Define product pricing strategies Speak with customers (existing or prospective) to fully understand how Mastercard product will impact their systems and business models Assist customers to resolve operational issues that have been escalated Project management of strategic initiatives Work on potential product areas such as: Analytics, APIs, Artificial Intelligence, Cryptocurrency/Blockchain, Cybersecurity, Loyalty, Marketing, Open Banking, or Payments (e-commerce, in store, etc.)Projects other Associate Product Specialist Launchers have worked on:Samantha developed a competitive analysis of a business intelligence product to understand market offerings and how Mastercard's product compared. Her analysis helped the team identify which features to accelerate on their roadmap.

William developed a model framework to define bundled pricing deals combining our Identity Solutions capabilities. His model was leveraged to launch a new pricing bundle with resellers and streamline the sales lifecycle for future deals.

Maria worked with stakeholders and customers to understand the analytics needed for our application, then developed the roadmap for incorporating a 3rd-party data analytics tool into the app experience.

All About You Currently enrolled senior pursuing bachelor's/accelerated master's degree graduating in Spring 2026Strong verbal and written communication skills Proficient with Microsoft Office Suite (e.g., Excel, PPT)High energy level; flexible, adaptive and strong collaborator Well planned, organized & structured to manage time & work effectively This role is not eligible for Mastercard's work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship. For example, students or recent graduates in the United States on an F1 visa (including those with CPT or OPT authorization) are not eligible for this role.

Application Process First step, submit your application If you are eligible, you will receive an invitation for a digital interview; this includes answering pre-recorded interview questions If you are recommended to advance, you will receive an invitation for final round interview(s); you will have the opportunity to meet with us virtually to learn more about our business and culture Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility:

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Client-provided location(s): O'Fallon, MO

Job ID: Mastercard-22331_R-257327

Employment Type: OTHER

Posted: 2025-09-12T19:25:15
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Perks and Benefits

Health and Wellness

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short-Term Disability
  • Long-Term Disability
  • FSA
  • FSA With Employer Contribution
  • HSA
  • HSA With Employer Contribution
  • Fitness Subsidies
  • On-Site Gym
  • Pet Insurance
  • Mental Health Benefits
  • Virtual Fitness Classes
  • Health Reimbursement Account

Parental Benefits

  • Birth Parent or Maternity Leave
  • Non-Birth Parent or Paternity Leave
  • Fertility Benefits
  • Adoption Assistance Program
  • Family Support Resources
  • On-site/Nearby Childcare
  • Adoption Leave

Work Flexibility

  • Flexible Work Hours
  • Remote Work Opportunities
  • Hybrid Work Opportunities

Office Life and Perks

  • Commuter Benefits Program
  • Casual Dress
  • Happy Hours
  • Snacks
  • Company Outings
  • On-Site Cafeteria
  • Holiday Events
  • Some Meals Provided

Vacation and Time Off

  • Paid Vacation
  • Paid Holidays
  • Personal/Sick Days
  • Leave of Absence
  • Volunteer Time Off

Financial and Retirement

  • 401(K) With Company Matching
  • Performance Bonus
  • Relocation Assistance
  • Financial Counseling
  • Stock Purchase Program
  • 401(K)
  • Company Equity

Professional Development

  • Tuition Reimbursement
  • Promote From Within
  • Mentor Program
  • Access to Online Courses
  • Lunch and Learns
  • Internship Program
  • Work Visa Sponsorship
  • Leadership Training Program
  • Associate or Rotational Training Program
  • Shadowing Opportunities

Diversity and Inclusion

Employee Resource Groups (ERG)

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About Mastercard

Mastercard

A financial network that processes payments between banks and cardholders

10,001+

Employees

Purchase

Headquarters

$360B

Valuation

Reviews

4.1

15 reviews

Work Life Balance

4.0

Compensation

3.5

Culture

3.5

Career

3.0

Management

3.0

65%

Recommend to a Friend

Pros

Good work-life balance reputation

Competitive compensation packages

Strong benefits and perks

Cons

Recent layoffs and job insecurity

Limited negotiation flexibility on salary

No RSUs for some positions

Salary Ranges

32 data points

L4

L5

L6

L7

L8

Director

L4 ·

0 reports

$363,151

total / year

Base

-

Stock

-

Bonus

-

$308,678

$417,624

Interview Experience

7 interviews

Difficulty

3.3

/ 5

Duration

14-28 weeks

Offer Rate

29%

Experience

Positive 0%

Neutral 86%

Negative 14%

Interview Process

1

Application Review

2

Recruiter Screen

3

Technical Interview

4

Behavioral Interview

5

Final Round/Super Day

6

Offer Decision

Common Questions

Coding/Algorithm

Technical Knowledge

Behavioral/STAR

System Design

Past Experience