Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job summary

As a Public Finance Credit Analyst in Public Finance Credit Risk, you support Credit Officers in underwriting and monitoring a diverse portfolio across municipal, healthcare, higher education, non-profit, and infrastructure sectors. You assess complex taxable and tax-exempt structures, derivatives and securities relationships, and intraday liquidity facilities while collaborating across the firm. You grow your expertise through hands-on structuring, risk grading, and client engagement, contributing to process improvements and thoughtful portfolio management.

Job Responsibilities:

• Analyze financial statements, industry trends, and legal agreements to support credit transactions.
• Prepare credit approval memos and participate in discussions with bankers and senior credit officers.
• Prepare credit facilities in coordination with the middle office and legal team.
• Track clients on an ongoing basis, prepare annual credit reviews, and update key stakeholders on developments affecting clients or the industry.
• Build strong relationships and maintain open communication channels with colleagues across the firm, including Bankers, Operations, Legal and Middle Office.
• Keep abreast of changing legislation, governmental actions, and economic trends impacting various US Government, Municipal, and Not-For-Profit sectors and clients.
• Participate in key projects across the department and contribute to process and efficiency improvement initiatives within the Credit organization.

Required Qualifications, Skills and Capabilities:

• BA/BS degree is required.
• Knowledge of financial statements, accounting, and financial modeling.
• Strong communication skills—both oral and written.
• Ability to effectively present analysis and interact with key stakeholders.
• Deadline orientation; close attention to detail and accuracy; ability to perform under pressure.
• Ability to work proactively and independently as well as in a team environment.
• Strong interpersonal skills, with the ability to build relationships with key stakeholders across lines of business.
• Advanced Microsoft Office skills (Word, Excel, and PowerPoint)

Preferred Qualifications, Skills and Capabilities:

• CFA or CPA certification is a plus.
• Professional experience in financial services preferred (investment banking or similar).
• Familiarity with AI solutions and data analysis tools is a plus.