At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

The Liquidity Risk Management (LRM) team is a part of the Global Treasury Organization at American Express. The team’s core objective is to ensure the Company meets its regulatory liquidity needs by forecasting the Company’s regulatory liquidity requirements, collaborating with the Funding team to ensure timely funding of those needs, and performing stress testing to ensure the Company remains compliant with all regulatory liquidity requirements on an ongoing basis.

This analyst role is an amazing opportunity to provide decision support and perform regulatory liquidity risk management forecasting, stress testing, analytics, and governance activities as American Express continues to evolve liquidity processes and reporting.

Responsibilities:

• Perform production runs and validation of LRM processes, including internal liquidity stress testing, liquidity coverage ratio, net stable funding ratio, and early warning indicators.

• Manage the aggregation of data inputs and distribution of liquidity reporting, including results, management reporting, subsidiary entities.

• Regularly identify and implement automation improvements through usage of AI tools/technology to increase efficiency in the daily reporting process

• Support preparation of materials for committees and other management meetings.

• Analyze large data sets and summarize key messages for management to help inform the liquidity methodology, management decisions, and modelling capabilities.

• Support review, refinement, and documentation of liquidity assumptions, methodologies and processes for liquidity processes.

Minimum Qualifications:

• 1-2 years Finance/Treasury experience.

• Knowledge of balance sheet, income statement, and accounting fundamentals.

• Strong communication and teamwork skills for partnering with both Treasury and broader American Express stakeholders.

• Ability to prioritize effectively and manage competing priorities effectively and drive results while meeting critical deadlines.

• Ability to analyze large data sets and summarize results for management.

• Strong proficiency in Excel and PowerPoint required.

• Experience with data analysis tools (e.g., SQL, Python, PowerBI, TM1).

• Demonstrated experience utilizing GenAI tools to enhance automation, analytics, and reporting efficiency.

Salary Range: $65,500.00 to $102,500.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.