Company Description

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

Team Description

Visa Consulting and Analytics (VCA) is the consulting arm of Visa, and drives tangible, impactful results for clients. Drawing on our expertise in consulting, data analytics, technology, payments and economics, VCA solves the most strategic problems for our clients. VCA's core client segments include issuers, acquirers, merchants, fintechs, payment enablers and governments.

Job Description

VCA team is looking for an individual to join our consulting practice and developing high impact projects for Visa’s clients in the So Co subregion supporting VCA Risk Consulting (Authorization and Fraud Management). This position will be based in Santiago de Chile. The potential candidate will be responsible for support the risk consultancies, extracting insights from vast amounts of data (including clients’ and/or Visa Net), performing analysis of trends, finding key insights based on transactional information and qualitative analysis for Visa’s clients including issuers, acquirers and merchants.

Potential engagements could include portfolio management diagnostics, authorization optimization strategies, assessments of current risk policies, development of scores, implementation roadmaps, optimizing client customer servicing processes, portfolio’s risk analysis, among others.

Responsibilities of the job:

• Utilize Visa's data and analytic capabilities, technology, and industry expertise to develop the consulting solutions focused on Risk.
• Relate the performance of KPIs with the management of client´s processes and policies, to deliver recommendations for improving risk management.
• Identify with data and interviews, at a high level of detail, opportunities for improvement in risk management.
• Identify relevant market trends by country / region, based on a deep analysis of payment industry information.
• Interacting with several internal stakeholders for develop the risk practice under the One Visa framework.
• Perform client-specific analysis on portfolio data including proprietary information, such as customer demographics, activity, spend levels, behavioral scores, financial information, among others.
• Support knowledge transfer to facilitate implementation of recommendations provided.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications:

• 8 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD), ideally in quantitative field (e.g. engineering, mathematics, science and/or business administration)
• Bilingual Spanish/English (spoken/written)

Preferred Qualifications:

• 6 or more years of work experience with a bachelor’s degree or more than 4 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• Experience in fraud risk and / or authorization management is a must
• Experience in consultancy is a must, preferred in Financial Services
• Experience in operational processes for payment methods is a plus
• Experience with fraud detection solutions such as Visa Advanced Authorizations, Visa Risk Manager, Monitor Plus, Sentinel, Lynx, Falcon, among others, is a plus
• Experience working Microsoft Tools.
• Knowledge of data visualization tools such as Tableau or Power BI
• Transform data/ analysis to a business language
• Strong interest in the future of payments is a must
• Excellent project management, organizational and presentational skills
• Strong teamwork, relationship management and interpersonal skills
• Ability to multi-task various projects while meeting required deadlines
• Results oriented

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.