Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

The So Fi Senior Manager, Invest, Crypto & Banking is a collaborative, well-organized, action-oriented individual with exceptional leadership and time management skills, confident in presenting, facilitating, and building a network of strong relationships across our organization. This is a leader who will manage a team of accounting professionals. This individual will serve as the So Fi Securities (Broker-dealer) Financial and Operations Principal (Fin Op) and be the primary individual to oversee the financial operations and reporting for So Fi Securities. This individual will serve as a pivotal finance leader responsible for both traditional securities regulatory requirements and evolving digital asset environments. This individual will also support So Fi Bank Products primarily Crypto and Banking products from an accounting perspective working in close coordination with Finance, SEC & Regulatory Reporting, Compliance, Technologies, and various other teams.

What you’ll do:

Financial & Regulatory Compliance

• Serve as the firm’s designated FINOP under FINRA and SEC rules and be accountable for the accuracy and timeliness of all broker-dealer regulatory financial submissions.

• Oversee and certify routine regulatory filings, including FOCUS Reports (Form X-17A-5), Supplemental SSOI, and other required schedules.

• Monitor Net Capital and Customer Protection Rule 15c3-3 reserve computations weekly as required.

• Serve as the primary point of contact for FINRA, SEC, auditors, and external examiners on financial operations matters.

• Maintain accurate books and records in line with applicable U.S. GAAP and SEC Rules.

• Oversee financial statement preparation, including balance sheet, income statement, and reconciliations.

• Lead month-end close processes and general ledger maintenance in partnership with accounting teams.

• Manage audit cycles, including annual broker-dealer audits and ongoing internal and compliance audits.

Crypto Accounting & Banking

• Build and maintain accounting policies for digital assets (crypto trading, custody, etc.) that comply with U.S. accounting standards and regulatory expectations.

• Supervise reconciliation of crypto wallets/exchanges, valuation methods, and transaction flows.

• Collaborate with legal, compliance, business and tax teams to interpret evolving crypto accounting guidance.

• Oversee new and existing banking products as assigned and assist in building and implementing new processes.

• Coordinate cross functionally to ensure accurate and timely accounting and reporting for other Banking products.

Controls, Risk & Process Improvement

• Gain a working understanding of the So Fi systems and how transactions flow between systems and the general ledger and helping with securing the best independent support for the team and looking for opportunities to further automate and streamline processes.

• Design, implement, and monitor internal controls over financial reporting and operations.

• Identify opportunities to automate, improve efficiency, and enhance accuracy of accounting and regulatory processes.

• Lead cross-functional initiatives to strengthen operational and financial controls.

• Support regulatory reporting to ensure compliance with the reporting guidelines issued by FINRA, the Federal Reserve Bank (FRB) and Office of Comptroller of Currencies (OCC) including supporting exams by regulatory agencies.

• Work to streamline and improve the reconciliation processes including automation within the reconciliation tool.

• Analyze accounts, journal entries, subsidiary ledgers, and other accounting documents for accuracy and completeness in connection with reconciliations.

• Perform analytical review of the Balance Sheet and Income Statement

What you’ll need:

• Bachelor’s degree in Accounting, Finance, or equivalent.

• CPA License

• Active FINRA Series 27 Financial and Operations Principal or eligibility to obtain.

• 8+ years of relevant experience in broker-dealer financial reporting, regulatory compliance, Banking/Financial Services and operations.

• Strong knowledge of SEC Net Capital Rules (15c3-1), Customer Protection Rules (15c3-3), and FINRA reporting frameworks.

• Deep understanding of U.S. GAAP and experience with complex accounting environments.

• Experience with general ledger systems, reconciliations, and financial controls.

• Excellent analytical, organizational, and communication skills.

• Knowledge of financial and regulatory reporting

• Knowledge of regulatory audit and process review

• Strong leadership presence with roll-up the sleeves and get work done mentality

• Excellent relationship management and conflict resolution skills with a proven track record of positively collaborating, influencing, and extensively coordinating with internal and external partners

• Excellent written and verbal communications with ability to communicate complex concepts in simple terms

• Ability to be flexible, prioritize multiple demands, and effectively manage in a matrix organization.

• Ability to think strategically.

• A self-starter with a passion to consistently deliver high quality service and exceed stakeholders’ expectations.

• Computer skills, including Excel, Word, and general ledger and reconciliation systems

Nice to have:

• Experience with crypto asset accounting or fintech environments.

• Hands-on experience with bank accounting and bank reconciliations.

• Prior experience in a high-growth fintech or digital asset company.

• Master’s degree in Finance/Accounting

• Experience with Workday Financials and Cadency reconciliation tool

• Series 99 License

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at So Fi page!
So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
So Fi is committed to an inclusive culture. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.