We believe that the way people interact with their finances will drastically improve in the next few years.

We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products.

Plaid powers the tools millions of people rely on to live a healthier financial life.

We work with thousands of companies like Venmo, So Fi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use.

Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe.

Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

The Credit team is building the future of lending by making cash flow data as ubiquitous and trusted as traditional credit data.

Our mission is to expand access to more affordable credit by empowering lenders with real-time financial data that improves risk assessment and decision-making at scale.

We own the expansion of distribution channels for our Credit products by leading the development of solutions and integrations that unlock new customer segments and use cases across the credit ecosystem.

Our ecosystem strategy continues to strengthen our market position through partnerships with major players.

We bring deep expertise across lending sub-sectors to understand market structure, core customer needs, and the most effective channels to reach each segment.

By combining strong technical execution with market insight, we aim to grow overall adoption of cash flow data and meaningfully expand its role in modern credit decisioning.