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Benefits & Perks
•Professional development budget
•Generous paid time off and holidays
•Team events and activities
•Parental leave
•Comprehensive health, dental, and vision insurance
•Learning
•Parental Leave
•Healthcare
Required Skills
TypeScript
Python
Node.js
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Software Principal Engineer (Architect)
Who is Mastercard?
Mastercard is a global technology company specializing in the payments industry. Our mission is to connect and empower an inclusive, digital economy that benefits everyone, everywhere by ensuring transactions are safe, simple, smart, and accessible. Utilizing secure data and networks, strategic partnerships, and passion, our innovations and solutions support individuals, financial institutions, governments, and businesses in realizing their greatest potential. Our decency quotient, or DQ, drives our culture and influences everything we do both within and outside of our company. With connections spanning more than 210 countries and territories, we are committed to building a sustainable world that unlocks priceless possibilities for all.
Overview:
The Virtual Card Management team are seeking a visionary and results-driven Principal Software Engineer (Architecture) to lead architecture for a service group in our critical virtual card platform for Corporate Solutions. This role is pivotal in driving engineering excellence, scaling delivery capabilities, and fostering a culture of innovation, accountability, and continuous improvement. You will be responsible for aligning architecture and engineering strategy with business goals, mentoring high-performing teams, and ensuring the successful delivery of complex software solutions.
The Virtual Card Management group is responsible for designing, building, and operating the technology that powers Mastercard's next-generation virtual card management platform.
In this role, you will design and build software that scales to global markets, enabling secure, seamless, always available virtual card platform. This is an exciting engineering leadership role working with a global team passionate about the solutions we deliver to our customers.
Role
In this role, you will drive collaboration across engineering, product management, enterprise functions, and regional business teams. You will also lead by defining the technical strategy, architecture, design, and execution to iteratively achieve outcomes.
As a principal software engineer, you will:
- Drive business outcomes with the right technology solutions
- Lead the architecture & design of software systems and applications.
- Collaborate with product teams to understand the requirements, identify solutions, and provide technical thought leadership.
- Have experience implementing Domain Driven Design methodology.
- Ensure solutions meet corporate security standards and adhere to operability principles.
- Drive a culture of engineering excellence
- Leading software development projects, especially at an early stage (PoC, Pilot).
- You have working experience across a variety of languages and frameworks.
- You love declarative paradigm and functional programming. You focus on continuous improvement.
- Your solutions are secure by design.
- You build great relationships with technical peers across your organization
Skills:
- Broad experience as a Software Engineer / Full Stack Developer.
- Hands on experience implementing design patterns and using multiple programming languages.
- Experience building and operating scalable global platforms with high throughput with 5 9's availability.
- In depth knowledge of Java, Spring framework, persistence and messaging technologies, and testing methodologies and tools.
- In depth knowledge of Public Cloud platforms, containers and container orchestration.
- Good working knowledge of cryptography functions and PKI infrastructure.
- All About You
- Hands-on technical leader who consistently demonstrates leadership, builds trust, focuses on talent development and inspires the team.
- Must be high-energy, detail-oriented and proactive with the ability to function under pressure in an independent environment.
- Have a passion for continuous learning and enjoy challenging opportunities.
- Strong communication skills - both verbal and written - with strong relationship building, collaborative skills and organizational skills.
- Drives outcomes through strong commitment to timely delivery of key objectives.
- Have strong decision-making skills, lead retrospection and continually improve as a result.
- Must have expert level knowledge of software development processes and be an experienced user of one or more Application Lifecycle Management tools.
Corporate Security Responsibility:
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard's security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
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About Mastercard

Mastercard
PublicA financial network that processes payments between banks and cardholders
10,001+
Employees
Purchase
Headquarters
$360B
Valuation
Reviews
4.1
15 reviews
Work Life Balance
4.0
Compensation
3.5
Culture
3.5
Career
3.0
Management
3.0
65%
Recommend to a Friend
Pros
Good work-life balance reputation
Competitive compensation packages
Strong benefits and perks
Cons
Recent layoffs and job insecurity
Limited negotiation flexibility on salary
No RSUs for some positions
Salary Ranges
32 data points
Junior/L3
Director
Junior/L3 · Data Engineer
5 reports
$137,800
total / year
Base
$106,000
Stock
-
Bonus
-
$107,900
$166,918
Interview Experience
7 interviews
Difficulty
3.3
/ 5
Duration
14-28 weeks
Offer Rate
29%
Experience
Positive 0%
Neutral 86%
Negative 14%
Interview Process
1
Application Review
2
Recruiter Screen
3
Technical Interview
4
Behavioral Interview
5
Final Round/Super Day
6
Offer Decision
Common Questions
Coding/Algorithm
Technical Knowledge
Behavioral/STAR
System Design
Past Experience
News & Buzz
Cantor Fitzgerald Sees Structural Tailwinds Supporting Mastercard's (MA) Long-Term Growth - Finviz
Source: Finviz
News
·
5w ago
Major employers that have announced job cuts in 2026 - NewsNation
Source: NewsNation
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·
5w ago
American Express and Mastercard post strong earnings. But political risks loom large - qz.com
Source: qz.com
News
·
5w ago
Mastercard Stock Rises on Earnings. Consumer Spending Is ‘Healthy,’ Says CEO. - Barron's
Source: Barron's
News
·
5w ago