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Lead Credit Officer, Vice President - Commercial & Specialized Industries

JPMorgan Chase

Lead Credit Officer, Vice President - Commercial & Specialized Industries

JPMorgan Chase

Columbus, OH, United States, US

·

On-site

·

Full-time

·

2w ago

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

  • As a Lead Credit Officer
  • Vice President in Commercial and Specialized Industries Risk, you will support companies across diversified industries with revenues ranging from $20 million to $500 million. Clients in each of these sectors are active users of traditional commercial banking services and investment banking products and covered by dedicated bankers dispersed throughout the US.

Job Responsibilities:

  • Utilize excellent credit analysis skills to underwrite and structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
  • Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
  • Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving, always acting with a sense of urgency to meet both internal and client deadlines.
  • Contribute to the broader objectives of the Risk organization, including developing junior talent and participating in various projects and efficiency exercises
  • Partner effectively to develop fulsome client relationships
  • Provide leadership in the market by being a positive contributor to the team, including embracing change and participating in various projects or improvement exercises for the benefit of the organization.
  • Demonstrate strong communication skills both internally and externally and use those communication skills to effectively solve problems.

Required Qualifications, Skills and Capabilities

  • BA/BS/BBA degree is required with some accounting and finance
  • Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
  • 7+ years’ experience in commercial banking/lending including extensive credit analysis
  • Working knowledge of accounting and finance
  • Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
  • Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
  • Proven ability to collaborate and build strong partnerships.
  • Intellectual curiosity with a proven ability to learn quickly
  • High degree of initiative, self-direction, and ability to work well under pressure

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About JPMorgan Chase

JPMorgan Chase

JPMorgan Chase is a multinational investment bank and financial services company that provides banking, investment, and asset management services globally. It is one of the largest banks in the United States by assets and market capitalization.

300,000+

Employees

New York City

Headquarters

Reviews

4.2

10 reviews

Work Life Balance

4.2

Compensation

4.3

Culture

4.5

Career

4.4

Management

4.1

75%

Recommend to a Friend

Pros

Good pay and benefits

Work-life balance

Career advancement opportunities

Cons

Heavy workload at times

Career advancement takes time

Pay could be better in some roles

Salary Ranges

47 data points

Junior/L3

Mid/L4

Senior/L5

Junior/L3 · Analyst

21 reports

$126,500

total / year

Base

$110,000

Stock

-

Bonus

-

$95,450

$155,250

Interview Experience

4 interviews

Difficulty

2.8

/ 5

Duration

14-28 weeks

Interview Process

1

Application Review

2

HireVue Video Interview

3

Technical/Behavioral Assessment

4

Final Interview Round

5

Offer Decision

Common Questions

Behavioral/STAR

Technical Knowledge

Past Experience

Culture Fit

Case Study