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Payment Lifecycle Analyst

JPMorgan Chase

Payment Lifecycle Analyst

JPMorgan Chase

Bengaluru, Karnataka, India, IN

·

On-site

·

Full-time

·

1w ago

Are you ready to make an impact in the world of digital payments? Join our team where your analytical prowess and problem-solving skills will help shape the future. We offer a stimulating environment with opportunities for constant learning and expanded responsibilities.

As a Payment Lifecycle Analyst within Payments Operations, you will play a pivotal role in ensuring the smooth transfer of funds between various parties while enhancing our payment operations framework. You will leverage your knowledge of automation technologies and systems architecture to process payments across various products and parties. Your responsibilities include identifying and resolving issues, making decisions guided by established practices, and contributing to short-term operational goals. You will engage with stakeholders, manage projects, and spur continuous improvement initiatives, building strong working relationships with internal lines of business. Your ability to understand and apply cybersecurity controls, anti-fraud strategies, and data analysis techniques will be key to your success in this role.

Job responsibilities- Ensure processing electronic, manual transactions and reconciliations

  • Monitor and ensure timely and accurate processing of transactions, in accordance with established policies and procedures.
  • Implement and maintain robust controls and procedures to mitigate operational risks, prevent errors.
  • Timely mail correspondence with internal and external clients.
  • Collaborate with cross-functional teams, including Tech, Relationship Manager, Treasury for efficiency and effectiveness in day to day operations
  • Follow escalations matrix for identified issues.
  • Assist in issue resolution and providing incident report in case of errors.
  • Identify training and development needs for team members to enhance their skills and capabilities.
  • Be a back-up for other processes within the department.
  • Perform product verification tests (PVTs) on the system as and when required.

Responsible for running assigned for process improvements projects.

Required qualifications, capabilities, and skills- Bachelor's/ Post Graduate degree in finance, accounting, business, or related field.

  • Minimum of 5 years of experience in cash operations, payments processing, or financial services.
  • Strong knowledge of payment processes, payment systems, and regulatory requirements in the APAC region.
  • Effective communication and interpersonal skills, with the ability to collaborate with diverse stakeholders at all levels.
  • Demonstrated ability to drive process improvements, optimize operational efficiency, and ensure adherence to compliance standards.
  • Strong organizational and prioritization skills, detail-oriented, and strong interpersonal skills

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About JPMorgan Chase

JPMorgan Chase

JPMorgan Chase is a multinational investment bank and financial services company that provides banking, investment, and asset management services globally. It is one of the largest banks in the United States by assets and market capitalization.

300,000+

Employees

New York City

Headquarters

Reviews

4.2

10 reviews

Work Life Balance

4.2

Compensation

4.3

Culture

4.5

Career

4.4

Management

4.1

75%

Recommend to a Friend

Pros

Good pay and benefits

Work-life balance

Career advancement opportunities

Cons

Heavy workload at times

Career advancement takes time

Pay could be better in some roles

Salary Ranges

47 data points

Junior/L3

Mid/L4

Senior/L5

Junior/L3 · Analyst

21 reports

$126,500

total / year

Base

$110,000

Stock

-

Bonus

-

$95,450

$155,250

Interview Experience

4 interviews

Difficulty

2.8

/ 5

Duration

14-28 weeks

Interview Process

1

Application Review

2

HireVue Video Interview

3

Technical/Behavioral Assessment

4

Final Interview Round

5

Offer Decision

Common Questions

Behavioral/STAR

Technical Knowledge

Past Experience

Culture Fit

Case Study