Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Join JPMorgan Chase as a Credit Risk Manager to lead a team, manage a significant client portfolio and apply your expertise in a dynamic environment focused on the automotive industry and macroeconomic trends.

As a Credit Risk Manager in Dealer Commercial Services, you will lead a team of Credit Officers and are expected to understand risk appetite, guide decision making, manage and influence business priorities, and oversee the ongoing production of the portfolio. You will also lead Credit Officers as it relates to their various responsibilities including but not limited to the renewal of existing credit lines, completion of annual reviews, portfolio management activities and maintenance of relationships with key functional collaborators. In addition, you will also have direct accountability for Credit Officer quality and regulatory compliance. You will be part of the management team and will be expected to identify opportunities to improve controls and efficiencies as well as lead change through identified projects.

Job Responsibilities:

• Manage a team of Credit Officers, analyzing and decisioning credit requests of varying complexity in adherence with firmwide and DCS credit policies, guidelines, and procedures.
• Ensure all credit proposals are written to the highest quality standard and that all grading is completed in an accurate and timely manner.
• Provide ongoing oversight of credit management activities with a focus on identification and remediation of troubled credits in a timely manner.
• Provide guidance to team members as it relates to policy, procedures and risk ratings.
• Oversee the Credit Officer’s pipeline, ensuring timely submission and focus to meet the needs of the clients.
• Demonstrate ability to present and support recommendations to senior management.
• Be a change leader for your direct reports and assist with the mentoring, coaching, and ongoing training and development of staff.
• Provide ongoing oversight of credit management activities with a focus on early warning concerns, guidance on policy issues, procedures and risk ratings.
• Oversee the credit team resources, ensuring timely submission and focus on production for customers.
• Provide input into deep dives, prepare and deliver presentations for various senior Risk forums and leadership calls.

Required qualifications, capabilities, and skills:

• Bachelor's degree in finance or accounting or related field
• 10+ years’ commercial banking / lending experience including extensive credit experience.
• Commercial banking / automotive captive experience, with thorough knowledge of accounting and financial statement analysis.
• Superior analytical skills supported by excellent written and verbal communication skills.
• Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks.
• Ability to work independently with minimal supervision.
• Recognized leadership capacities and executive presence.
• Experienced in supervision of professional level employees

Preferred qualifications, capabilities, and skills:

• MBA or advanced degree