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JobsJPMorgan Chase

Principal Software Engineer

JPMorgan Chase

Principal Software Engineer

JPMorgan Chase

Chicago, IL, United States, US

·

On-site

·

Full-time

·

1w ago

If you are looking for a game-changing career, working for one of the world's leading financial institutions, you’ve come to the right place.

  • As a Principal Software Engineer at JPMorgan Chase within the Home Lending
  • Originations group, you provide expertise and engineering excellence as an integral part of an agile team to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. Leverage your advanced technical capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes across various technologies to support one or more of the firm’s portfolios.

Job responsibilities

  • Own the design integration and API strategy (REST/GraphQL/gRPC, event-driven) with clear versioning, security, and lifecycle standards.
  • Define reusable integration patterns and canonical data contracts aligned to MISMO to ensure consistency and reuse.
  • Lead design reviews and maintain reference architectures and ADRs across domains, guiding strategic design decisions.
  • Ensure designs meet non-functional requirements for security, resiliency, performance, scalability, cost, and operability.
  • Design and oversee Encompass LOS integrations and customizations using Developer Connect, SDK, and plugins.
  • Orchestrate Encompass data flows with pricing engines, DU/LP, credit, appraisal, title, e Close, CRM, and document systems.
  • Drive platform capabilities for API gateways, event streaming, identity/authorization, webhook integration etc
  • Establish SLIs/SLOs, resiliency patterns, and telemetry standards to improve reliability and reduce MTTR.
  • Mentor engineers and product partners on strategic design, integration best practices, and platform-thinking.
  • Design and ideate Po Cs experiment andand enforce governance for schema versioning, backward compatibility, and data lineage.

Required qualifications, capabilities, and skills

  • Formal training or certification on software engineering concepts and 10+ years applied experience
  • Deep expertise designing and governing REST/GraphQL/gRPC APIs and event-driven architectures at enterprise scale.
  • Hands-on Encompass LOS experience including Developer Connect APIs, SDK/plugins, business rules, and pipeline automation.
  • Strong mortgage domain knowledge including MISMO 3.4+, UCD, HMDA, DU/LP workflows, and TRID/RESPA impacts
  • Proficiency with Kafka or equivalent streaming platforms and robust messaging patterns with DLQs and idempotency.
  • Excellent communication and mentoring skills with a BS in CS or related field
  • Experience in Computer Science, Computer Engineering, Mathematics, or a related technical field

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About JPMorgan Chase

JPMorgan Chase

JPMorgan Chase is a multinational investment bank and financial services company that provides banking, investment, and asset management services globally. It is one of the largest banks in the United States by assets and market capitalization.

300,000+

Employees

New York City

Headquarters

Reviews

4.2

10 reviews

Work Life Balance

4.2

Compensation

4.3

Culture

4.5

Career

4.4

Management

4.1

75%

Recommend to a Friend

Pros

Good pay and benefits

Work-life balance

Career advancement opportunities

Cons

Heavy workload at times

Career advancement takes time

Pay could be better in some roles

Salary Ranges

47 data points

Junior/L3

Mid/L4

Senior/L5

Junior/L3 · Analyst

21 reports

$126,500

total / year

Base

$110,000

Stock

-

Bonus

-

$95,450

$155,250

Interview Experience

4 interviews

Difficulty

2.8

/ 5

Duration

14-28 weeks

Interview Process

1

Application Review

2

HireVue Video Interview

3

Technical/Behavioral Assessment

4

Final Interview Round

5

Offer Decision

Common Questions

Behavioral/STAR

Technical Knowledge

Past Experience

Culture Fit

Case Study