Are you ready to take your career to the next level? Join our dynamic Internal Audit function as an Associate within the EMEA Payments team. You'll plan, execute and document audit work, and partner closely with global Audit colleagues to drive excellence within the Payments business.

The EMEA Payments Audit Team is responsible for assessing the adequacy and effectiveness of the control environment of the Payments business activities in EMEA. This is achieved through a program of audit coverage performed and managed by a team of business and technology audit specialists and coordinated on a global basis with colleagues in other regions.

As an Internal Audit Associate, you will participate in audit engagements, evaluating the control environment and communicating findings, while partnering closely with global audit colleagues and business stakeholders. You will be provided the opportunity to develop a detailed understanding of the Payments business, which comprises a broad spectrum of products including Treasury Services, Merchant Services and Trade & Working Capital. The EMEA Payments Audit Team is part of the Commercial & Investment Bank (CIB) Audit team, which is global in nature, with teams located in key locations including: London, Frankfurt, New York, Mumbai, Singapore, and Brazil.

Job responsibilities:

• Plan, execute and document audit work, ensuring timely, comprehensively and concisely completion.
• Assist in drafting audit reports, risk assessments, and risk event summaries.
• Build strong relationships, partnering with stakeholders, business management and other control groups (e.g., Risk Management, Compliance) while maintaining independence.
• Work closely with global Audit colleagues in the early identification of emerging control issues and reporting them timely to Audit management and business stakeholders.
• Finalize findings and provide opinions on the control environment, recommending improvements to strengthen internal controls.
• Champion a culture of innovation, leveraging industry trends, data analytics, and new technologies for continuous improvement in audit processes.
• Find ways to drive efficiency with existing technical infrastructure through automation.
• Take ownership of self-development, including stretch assignments, to prepare for greater responsibilities and career growth, and take initiative to seek out opportunity for continued learning.
• Stay up to date with industry trends to identify opportunities for game changing innovations.

Required qualifications, capabilities and skills

• Internal or external auditing experience, or relevant business experience.
• Experience with internal audit methodology and applying concepts in audit delivery and execution related to payments.
• Solid understanding of internal control concepts, with the ability to evaluate and determine the adequacy of controls by considering business and technology risks in an integrated manner.
• Excellent verbal and written communication skills as well as outstanding interpersonal and influencing abilities, with the capacity to establish credibility and build robust partnerships with business and control partners.
• Advanced analytical skills, particularly in assessing the probability and impact of an internal control weakness.
• Enthusiastic, self-motivated, and keen interest in learning.
• Effective under pressure and willing to take personal responsibility/accountability.
• Adaptable to changing priorities and able to multitask in a constantly evolving environment.
• Willing to travel as needed.