The Senior Credit Risk Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

A Senior Credit Risk Analyst is expected to have a deep understanding of credit risk, of Citi´s internal policies and procedures, and of being knowledgeable about the industry fundamentals that portfolio belongs to. They should need minimal supervision from their respective Underwriters and be able to carry thoughtful conversations with Risk and Business partners.

Key Responsibilities:

• Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwritters, Risk and Business partners
• Reviewing and providing recommendation on the risk raking across this sector
• Partnership with applicable regional and industry stakeholders in Business and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
• Support Voice of the Employee (VOE) initiatives
• Travel (less than 10%)

Qualifications:

• Financial Services experience including 3-5 years of credit experience in Banking or Credit Risk Management
• Knowledge of commercial risk analytics
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills

Education:

• BA/BSc  in Finance or Accounting or higher degree in Business (MBA),  or any other related subject

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.