Better is the first AI-native mortgage and home equity finance company, revolutionizing one of the largest financial markets in the world. We make home finance radically more transparent; using AI and proprietary technology to eliminate friction from the mortgage process through our industry-leading AI platform, Tinman®, and the first voice-based AI mortgage assistant, Betsy™. Our mission is simple: make homeownership cheaper, faster and more accessible by transforming how people buy and finance homes.

The facts that speak for themselves:

• We’ve funded over $110 billion in loans (more than any other fintech in the US!)
• Raised over $1.2 billion in equity capital to modernize the $15 trillion mortgage industry
• Better’s propriety AI platform makes us an award-winning lender:
• Fintech Breakthrough Award 2025: Best Lending Innovation
• Yahoo! Finance (Jan 2025): Best Mortgage Lender for First-Time Homebuyers – Best for quick approval
• Yahoo! Finance (2025): Best Online Mortgage Lender
• Money Magazine (2025): Best for fast closing
• Forbes (2023): Best Online Mortgage Lender

We’re building the future of home finance—and we’re looking for smart, driven, ambitious innovators who are ready to tackle the most impactful work of their careers.

Essential Job Duties and Responsibilities:

The Secondary Market Analyst plays a critical role within the Capital Markets and FP&A teams by supporting pricing strategy, financial analysis, and lock desk operations. This position is responsible for optimizing secondary marketing processes, enhancing capital market revenue transparency, and supporting internal stakeholders with actionable insights related to loan pricing, gain/loss reporting, and investor execution strategies.

• Matrix Development & Oversight

• Maintain and update critical pricing and risk management tools, including the Early Payoff (EPO) Matrix, Recast Matrix, and Lock Extension Matrix.

• Develop and refine Standard Operating Procedures (SOPs) for relocks and lock extension policies.

• Capital Markets Reporting

• Compile and analyze Capital Market revenue data, including hedge gain/loss, purchase advice, warehouse interest, investor fees, and other related revenue/expense items.

• Support accurate and timely reporting of capital markets financials and provide insights to executive leadership.

-Operational Support

-Serve as a liaison to the Lock Desk, ensuring alignment between pricing, policy, and execution strategies.
-Provide backup support on concession approval processes, including escalation reviews and exception tracking.

• Cross-Functional Engagement

• Partner with the Branch Operations and Sales teams to support pricing-related questions and provide clear explanations of pricing strategy and outcomes.

• Assist in inventory breakdown and analysis of locked pipelines to inform pricing decisions and identify trends.

• Process Improvement & Team Enablement

• Contribute to the enhancement and documentation of virtual team processes, improving scalability and efficiency.

• Participate in regular reviews with branch leadership to support financial transparency and forecasting.

• Financial Analysis

-Perform ad hoc and recurring financial analyses to support the FP&A team, including margin performance, revenue projections, and cost-benefit evaluations.

Qualifications and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• Proven experience as a financial analyst or in a similar role, preferably in the mortgage industry.
• Strong understanding of financial reporting principles, GAAP, and regulatory compliance.
• Proficiency in financial modeling and data analysis using tools such as Excel.
• Excellent analytical and problem-solving skills.
• Detail-oriented with a focus on accuracy.