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JobsBank of America

Senior Engineer - Wire Payment Platforms

Bank of America

Senior Engineer - Wire Payment Platforms

Bank of America

Charlotte, NC; Jersey City, NJ

·

On-site

·

Full-time

·

1mo ago

Compensation

$122,000 - $200,000

Benefits & Perks

401(k) matching

Competitive salary and equity package

Comprehensive health, dental, and vision insurance

Team events and activities

Equity

Healthcare

Required Skills

TypeScript

JavaScript

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Bank of America:

Senior Engineer

  • Wire Payment Platforms

5 days ago• Charlotte, NC (+1 more)Jersey City, NJ
Viewed on February 1, 2026
Apply on company site

About Us

Bank of America provides people, companies, and institutional investors with industry-leading financial products and services.

  • Size: 10000+ employees
  • Industry: Financial Services

View Company Profile:

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for defining and leading the engineering approach for complex features to deliver significant business outcomes. Key responsibilities of the job include delivering complex features and technology, enabling development efficiencies, providing technical thought leadership based on conducting multiple software implementations, and applying both depth and breadth in a number of technical competencies. Additionally, this job is accountable for end-to-end solution design and delivery.

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By signing up, you agree to our Responsibilities:

  • Ensures that the design and engineering approach for complex features are consistent with the larger portfolio solution
  • Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s)
  • Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline
  • Guides and influences team(s) on design and best practices for high code performance -e.g. pairing, code reviews
  • Provides end-to-end delivery of complex features, including automation, for either a single team or multiple teams, at the program level
  • Conducts research, design prototyping and other exploration activities such as evaluating new toolsets and components for release management, CI/CD, and features
  • Works with stakeholders to establish high-level solution needs and with architects for technical requirements
  • Design and implement cloud-native architectures leveraging AWS services such as EC2, ECS/EKS, Lambda, S3, RDS, DynamoDB, and API Gateway.
  • Ensure security and compliance in cloud deployments using AWS Identity and Access Management (IAM), encryption, and monitoring best practices.
  • Optimize cloud infrastructure for scalability, performance, and cost-efficiency using AWS Auto Scaling, Load Balancer, and Cost Explorer.
  • Implement observability and monitoring with AWS CloudWatch, X-Ray, and integrate with existing tools like Splunk or Prometheus.
  • Enable Infrastructure as Code (IaC) using AWS CloudFormation or Terraform for automated provisioning and environment consistency.
  • Integrate CI/CD pipelines with AWS services (e.g., Code Pipeline, Code Build, Code Deploy) for seamless deployments.
  • Design disaster recovery and backup strategies using AWS Backup and multi-region architecture.
  • Ensure compliance with regulatory requirements for cloud-based financial application

Position Summary:

  • We are seeking a highly experienced and technically proficient Senior Engineer to join our team in building a next-generation wire payment processing platform. This role blends leadership and architecture, requiring deep expertise in modern technologies and payment systems.
  • The Senior Engineer will guide cross-functional teams in delivering high-impact features, ensuring alignment with business objectives, technical standards, and agile delivery practices. The ideal candidate will have strong experience in leading teams working in Java, Node.js, Oracle, Kafka, RabbitMQ, and cloud platforms (AWS, Azure, or GCP). Familiarity with Finacle core banking platform is a significant plus.

Required Qualifications:

  • 10+ years' experience with the below:
  • Ensuring compliance with industry standards and regulations
  • Collaborating with clients and internal teams to gather requirements and develop solutions
  • Optimizing existing cloud infrastructures for performance and cost-efficiency
  • Hands-on experience deploying applications on AWS cloud using native services such as EC2, ECS/EKS, Lambda, S3, RDS, DynamoDB, and API Gateway.
  • Strong knowledge of Infrastructure as Code (IaC) using AWS CloudFormation or Terraform.
  • Experience integrating CI/CD pipelines with AWS services (e.g., Code Pipeline, Code Build, Code Deploy).
  • Ability to design secure and compliant cloud architectures leveraging AWS IAM, encryption, and monitoring best practices.
  • Proven experience in optimizing cloud infrastructure for scalability, performance, and cost-efficiency.
  • Providing technical leadership and mentoring to team members
  • Recent experience tackling complex challenges in distributed data systems using Java (Enterprise Edition), Oracle SQL, and Python.
  • Experience using Java/J2EE technologies to develop scalable enterprise-grade applications, libraries, and frameworks.
  • Designed and developed solution architecture to scale backend systems with Spring framework, Spring MVC, and RESTful APIs.
  • Hands-on experience with messaging systems like Kafka and RabbitMQ.
  • Utilized DevOps technologies for CI/CD including Ansible, Jenkins, JFrog, and Git.
  • Designed and implemented database development on Oracle Exadata.
  • Proven experience in leading and mentoring a team of engineers.
  • Strong understanding of software development, testing, deployment, and support using agile methodologies.
  • Expert-level proficiency in Java Enterprise Edition and related frameworks (e.g., Spring, Hibernate) and advanced SQL.
  • Excellent written and verbal communication skills.
  • Ability to write specifications and design documents.

Desired Qualifications:

  • Domain expertise in payment systems including Wire, ACH, RTP.
  • Knowledge of ISO 20022 messaging standards.
  • Exposure to event-driven architecture and distributed systems.
  • Understanding of regulatory and compliance requirements in financial services.
  • Experience with observability tools like Splunk, Prometheus, and Grafana.
  • Knowledge of financial products data such as Equities, Fixed Income, and Derivatives.
  • Agile/Scrum certification or experience working in agile environments.
  • AWS Certification (Solutions Architect, Developer, or DevOps Engineer).
  • Familiarity with serverless computing (AWS Lambda) and container orchestration (EKS/ECS).
  • Experience with event-driven architecture using AWS SNS/SQS.
  • Knowledge of AWS observability tools like CloudWatch and X-Ray.
  • Understanding of multi-region disaster recovery strategies and data migration to AWS.

Skills:

  • Automation
  • Influence
  • Result Orientation
  • Stakeholder Management
  • Technical Strategy Development
  • Application Development
  • Architecture
  • Business Acumen
  • Risk Management
  • Solution Design
  • Agile Practices
  • Analytical Thinking
  • Collaboration
  • Data Management
  • Solution Delivery Process

Shift:
1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details:

US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101)

Pay and benefits information

Pay range

$122,000.00 - $200,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits:

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Client-provided location(s): Charlotte, NC, Jersey City, NJJob ID: Bank OfAmerica-JR-26001228Employment Type: FULL_TIMEPosted: 2026-01-26T18:55:31Apply on company site

Perks and Benefits

Health and Wellness

  • FSA
  • HSA
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short-Term Disability
  • Long-Term Disability
  • Pet Insurance
  • Mental Health Benefits

Parental Benefits

  • Non-Birth Parent or Paternity Leave
  • Birth Parent or Maternity Leave
  • Adoption Assistance Program
  • Adoption Leave
  • Family Support Resources

Work Flexibility

Office Life and Perks

Vacation and Time Off

  • Leave of Absence
  • Personal/Sick Days
  • Paid Holidays
  • Paid Vacation
  • Sabbatical
  • Volunteer Time Off

Financial and Retirement

  • 401(K) With Company Matching
  • 401(K)
  • Financial Counseling

Professional Development

  • Tuition Reimbursement
  • Internship Program
  • Associate or Rotational Training Program
  • Mentor Program
  • Access to Online Courses

Diversity and Inclusion

Apply on company site

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About Bank of America

Bank of America

A financial institution that offers credit cards, home loans, and auto loan services.

10,001+

Employees

Charlotte

Headquarters

$316B

Valuation

Reviews

3.7

10 reviews

Work Life Balance

4.0

Compensation

4.2

Culture

4.1

Career

4.0

Management

2.8

75%

Recommend to a Friend

Pros

Great benefits

Good work-life balance and flexible schedule

Positive team environment and culture

Cons

Micromanagement issues

Communication problems with management

High pressure to meet goals and sell products

Salary Ranges

16,604 data points

Mid/L4

VP

Mid/L4 · Analyst

1,221 reports

$101,827

total / year

Base

$92,457

Stock

-

Bonus

$9,370

$69,053

$151,516

Interview Experience

8 interviews

Difficulty

2.9

/ 5

Duration

21-35 weeks

Experience

Positive 0%

Neutral 88%

Negative 12%

Interview Process

1

Application Review

2

HireVue Video Interview

3

Recruiter/HR Screen

4

Technical Phone Screen

5

Final Round/Super Day

6

Team/Location Matching

Common Questions

Technical Knowledge

Behavioral/STAR

Coding/Algorithm

Past Experience

Culture Fit