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Software Engineer, Payments Engineering

Apple

Software Engineer, Payments Engineering

Apple

Cupertino, CA

·

On-site

·

Full-time

·

1mo ago

Benefits & Perks

Flexible work arrangements

Competitive salary and equity package

Team events and activities

Professional development budget

Flexible Hours

Equity

Learning

Required Skills

Python

JavaScript

PostgreSQL

About the Role

At Apple, great ideas quickly become extraordinary products, services, and experiences that touch millions of lives. The Apple Gift Card team is redefining how people connect, share, and celebrate-transforming gifting into a seamless, secure experience that spans the entire Apple ecosystem.

We're looking for a skilled and curious software engineer to help build the future of gifting, where every purchase, redemption, and moment of joy is powered by innovation and thoughtful design.

As a member of the Payments Engineering organization, you'll design and build distributed systems that support secure, high-volume payment and gifting experiences worldwide. Our platforms process transactions at global scale, ensuring reliability, privacy, and delight in every interaction.

You'll be part of a team that owns the full product lifecycle-from architecture and implementation to deployment, observability, and on-call operations. In this role, you'll collaborate across Apple's engineering, design, and product teams to deliver exceptional software that seamlessly integrates into Apple's ecosystem.

Responsibilities

  • Design, build, and maintain scalable backend services powering Apple Gift Card experiences
  • Architect secure, high-performance APIs and services that handle millions of transactions globally
  • Collaborate cross-functionally with teams across Apple to integrate with core financial and commerce systems
  • Implement monitoring, logging, and alerting to ensure reliability and visibility in production environments
  • Participate in code reviews, design discussions, and on-call rotations to maintain system health and quality
  • Continuously improve system performance, developer experience, and operational excellence

If you're passionate about building secure, elegant, and scalable systems that solve real-world problems, we'd love to have you join us.

Minimum Qualifications

  • 5+ years of professional backend software engineering experience, with demonstrated proficiency in Java, Kotlin, or similar object oriented programming languages
  • Proven ability to design, build, and operate distributed systems at scale in production environments
  • Proficiency with relational (SQL) and NoSQL databases
  • Clear, thoughtful communication across code reviews, documentation, and cross-functional collaboration
  • Bachelor's degree in Computer Science or related field, or equivalent practical experience

Preferred Qualifications

  • Master's degree in Computer Science or related discipline
  • Strong understanding of security, privacy, and cryptographic principles (e.g., encryption, tokenization, key management)
  • Experience with DevOps practices, CI/CD pipelines, and cloud-based infrastructure
  • Hands-on experience using observability and monitoring platforms
  • Experience using generative AI tools to enhance software engineering productivity and workflows

Equal Opportunity

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant.

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About Apple

Apple

Apple

Public

A technology company that designs, manufactures, and markets consumer electronics, personal computers, and software.

10,001+

Employees

Cupertino

Headquarters

$3.5T

Valuation

Reviews

4.0

10 reviews

Work Life Balance

4.0

Compensation

4.2

Culture

3.8

Career

3.5

Management

3.2

75%

Recommend to a Friend

Pros

Great coworkers and people

Excellent benefits and perks

Fast-paced and engaging work environment

Cons

High expectations and pressure

Management quality varies

Limited career progression opportunities

Salary Ranges

17,968 data points

L2

L3

L4

L5

L6

L2 · Business Analyst L2

0 reports

$114,215

total / year

Base

$45,686

Stock

$57,108

Bonus

$11,422

$79,951

$148,480

Interview Experience

5 interviews

Difficulty

3.4

/ 5

Duration

28-42 weeks

Offer Rate

20%

Experience

Positive 20%

Neutral 40%

Negative 40%

Interview Process

1

Application Review

2

Recruiter Screen

3

Technical Phone Screen

4

Behavioral Interview

5

Onsite/Virtual Interviews

6

Team Matching

7

Offer

Common Questions

Coding/Algorithm

System Design

Behavioral/STAR

Technical Knowledge

Culture Fit