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Account Protection Specialist

American Express

Account Protection Specialist

American Express

Gurgaon, Haryana, India

·

On-site

·

Full-time

·

1mo ago

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Join Team Amex and let's lead the way together.

The Fraud Prevention as part of Global fraud, India. This team focuses on interacting with card members and validating transactional security alerts triggered by the system to ensure account security or support card members with self-identified fraud claims. As the first point of contact for card members reporting unauthorized, unknown, or fraudulent transactions, you will assist them with reversing charges based on claim decisions and investigations.

How will you make an impact in this role?

· Fraud Disputes is a blend set-up for India market in an extremely professional, responsive, and competent manner.

· Handle incoming and outgoing calls related to claims processing, providing excellent customer service and support.

· Review and analyze claims to ensure accuracy and compliance with company policies and regulations.

· Process claims efficiently and accurately within the designated time frames.

· Resolve claim issues and discrepancies by conducting thorough investigations

· Analyze and decide on accepting or rejecting a fraud claim.

· Claim Processing

· Prior experience in phone/ email servicing required.

· Handle complaints from Card members and Business Partners on email.

· Identify gaps in processes and suggest for improvement plan where applicable.

· Processing of fraud

· Ensure compliance with Banking rules, Regulations & Procedures

· Task to Be Completed Timely and Accurately Ensuring Compliance with Internal and External Policies, Procedures and Local Laws.

· Team Player with Excellent Communication Skills Are Essential.

· Works with peers and leadership by communicating fraud trends and sharing ideas and information.

Minimum Qualifications:

· Graduate

· Previous experience in claims processing, customer service, or a related field.

· Strong analytical skills with attention to detail.

· Excellent verbal and written communication skills.

· Ability to handle high call volumes and manage multiple tasks efficiently.

· Proficient in using computer systems and software related to claims processing.

· Strong problem-solving abilities and a customer-focused mindset.

· Ability to work independently and as part of a team.

· Time management and ability to perform under pressure conditions.

· The American Express competencies that are relevant for this role are:

· Delivers to our customers and shareholders.

· Communicates effectively.

· Works well in teams and co-operates across departments.

· Builds and leverages relationships.

· Shifts & Week-Off's

  • Rotational 247

Preferred Qualifications:

Graduate

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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About American Express

American Express

American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan.

10,001+

Employees

New York

Headquarters

Reviews

3.3

10 reviews

Work Life Balance

2.8

Compensation

3.2

Culture

2.5

Career

3.0

Management

2.0

45%

Recommend to a Friend

Pros

Good benefits and compensation

Training and professional development provided

Well-structured company with high-level professionals

Cons

Micromanagement and lack of trust from leadership

Fast-paced, high-stress work environment

Poor work-life balance with extended hours expectations

Salary Ranges

0 data points

L2

L3

L4

L5

L6

L2 · ヒューマンリソーシズ L2

0 reports

$168,350

total / year

Base

$67,340

Stock

$84,175

Bonus

$16,835

$117,845

$218,855

Interview Experience

10 interviews

Difficulty

3.0

/ 5

Duration

21-35 weeks

Offer Rate

10%

Interview Process

1

Application Review

2

HireVue Pre-Screening

3

Technical Phone Screen

4

Behavioral Interview

5

Final Round Interview

6

Offer

Common Questions

Coding/Algorithm

Behavioral/STAR

Technical Knowledge

Past Experience

Culture Fit