Skill required: Com.

Bkg- Credit UW - Commercial Credit Underwriting:

Designation: Banking Advisory Senior Analyst

Qualifications: MCom/Master of Business Administration **Years of Experience:**5 to 8 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.

Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.

Visit us at www.accenture.com
What would you do? Responsible for the daily deliveries with quality to meet/exceed the agreed SLA. Ensure that Client Focus, timely delivery & Strict adherence to SOP are maintained. Backed up with good knowledge on Commercial lending & Credit Services, should be able to handle client effectively
Assist the team to drive Client Value Creation, implement cutting edge solutions like RPA/Analytics and move towards Intelligent Operations. Adhere to all values & policies of Accenture and ensure that all team members follow the same.

• Spend time with the team members addressing their concerns/areas of improvement and create a team bonding leading the greater efficiency & commitment.What are we looking for? •Conducting financial statement analysis, performance evaluation, and trend analysis to assess the creditworthiness of large corporate clients.

• Managing client portfolios and overseeing credit rating assignments along with interim financial analysis and hygiene checks.

• Performing financial data entry and analysis using Excel templates based on 10-K and 10-Q filings.

• Preparing credit reports and Credit Assessment Memos (CAMs) for annual reviews, incorporating counterparty profiles, key rating factors, credit risk evaluations (including financial and peer analysis, rating rationale, and industry outlook).

• Developing forecast models in Excel, including cash flow models under various scenarios—Expected case, downside case, and management case—to project financials over a five- to seven-year horizon.

• Creating and analyzing enterprise valuation models to determine a company’s total value, including both equity and debt components.

• Evaluating business models by identifying key strengths, weaknesses, risks, and gaining a comprehensive understanding of revenue structures and corporate organization.

• Ensuring compliance with standard operating procedures and regulatory documentation requirements.

• Accounting & Financial Reporting Standards

• Financial Analysis

• Underwriting

• Banking, Financial Services

• Written and verbal communication

• Proven experience in credit review and appraisal, credit rating analysis, report writing, and evaluating capital structure, EBITDA, leverage ratios, and financial statements of large corporates; well-versed in cash flow models and enterprise valuation techniques.

• Familiarity with third-party credit platforms like S&P Capital IQ, IBIS, and Moody’s Credit Edge will be an added advantage.

• Strong communication skills, with the ability to multitask, prioritize effectively, and meet tight deadlines.

• Analytical and logical thinker with a clear understanding of client requirements and expectations

• Commercial Lending & Credit Services

• Client Relationship Management

• People Management

• Cost Optimization

• Analytical & Proactive Skills

• Quality Concepts and Tools Roles and Responsibilities: •In this role you are required to do analysis and solving of increasingly complex problems

• Your day to day interactions are with peers within Accenture

• You are likely to have some interaction with clients and/or Accenture management

• You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments

• Decisions that are made by you impact your own work and may impact the work of others

• In this role you would be an individual contributor and/or oversee a small work effort and/or team

• Please note that this role may require you to work in rotational shifts

MCom,Master of Business Administration

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.
Visit us at www.accenture.com

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